NEW RESOURCE · RISK
Sequence of Returns Risk Isn’t Just a Retirement Problem
How the timing of saving, spending, and life events shapes financial outcomes long before retirement.
Read article →
RESOURCE LIBRARY
Resources
Resources
Resources
Essays, examples, diagrams, and research notes on Asset Life Matching, financial planning, risk, and the connection between money and life.
Essays, examples, diagrams, and research notes on Asset Life Matching, financial planning, risk, and the connection between money and life.
Essays, examples, diagrams, and research notes on Asset Life Matching, financial planning, risk, and the connection between money and life.
Asset Life Matching is a framework for thinking more clearly about what money is meant to do. These resources expand the ideas behind the framework and apply them to real financial decisions.
Asset Life Matching is a framework for thinking more clearly about what money is meant to do. These resources expand the ideas behind the framework and apply them to real financial decisions.
FEATURED RESOURCE
Framework
What Is Asset Life Matching?
What Is Asset Life Matching?
What Is Asset Life Matching?
A complete introduction to the framework and why it begins with the life the assets must support.
A complete introduction to the framework and why it begins with the life the assets must support.
Recent resources
Recent resources
Risk
Your Risk Tolerance Is Not a Time Horizon
Your Risk Tolerance Is Not a Time Horizon
Emotional tolerance for volatility matters, but it is not the same as the timing, flexibility, and consequence of future spending.
Emotional tolerance for volatility matters, but it is not the same as the timing, flexibility, and consequence of future spending.
Read more →
Retirement
Why Retirement Is Not One Liability
Why Retirement Is Not One Liability
Retirement contains many overlapping spending needs, each with its own timing, flexibility, and importance.
Retirement contains many overlapping spending needs, each with its own timing, flexibility, and importance.
Read more →
Implementation
Bond Ladders Are Tools, Not Financial Plans
Bond Ladders Are Tools, Not Financial Plans
Bond ladders can be useful for known future liabilities, but the liability must come before the tool.
Bond ladders can be useful for known future liabilities, but the liability must come before the tool.
Read more →
Portfolio construction
A 60/40 Portfolio Does Not Tell You What the Money Is For
A 60/40 Portfolio Does Not Tell You What the Money Is For
Asset allocation describes what someone owns. It does not explain what the portfolio is intended to accomplish.
Asset allocation describes what someone owns. It does not explain what the portfolio is intended to accomplish.
Read more →
Planning
Markets Are Unpredictable. Your Life Is More Knowable.
Markets Are Unpredictable. Your Life Is More Knowable.
Investment uncertainty is unavoidable, but goals, obligations, priorities, and flexibility can provide structure.
Investment uncertainty is unavoidable, but goals, obligations, priorities, and flexibility can provide structure.
Read more →
Framework
The Portfolio Is the Financial Plan Expressed Through Assets
The Portfolio Is the Financial Plan Expressed Through Assets
Planning and investing should not be separate exercises. The portfolio should reflect the life it is meant to support.
Planning and investing should not be separate exercises. The portfolio should reflect the life it is meant to support.
Read more →
Risk
Sequence of Returns Risk Isn’t Just a Retirement Problem
Sequence of Returns Risk Isn’t Just a Retirement Problem
Sequence of returns risk affects more than retirement withdrawals. The timing of saving, spending, job loss, and life events shapes the compounding available to you.
Sequence of returns risk affects more than retirement withdrawals. The timing of saving, spending, job loss, and life events shapes the compounding available to you.
Read more →
Follow the work.
Follow the work.
Receive new resources, examples, and research related to Asset Life Matching.
Receive new resources, examples, and research related to Asset Life Matching.
No spam. Unsubscribe anytime.